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Chapter 7 & Chapter 13 Bankruptcy

$0 Down To Get Started*

Bankruptcy Is The Path To Recovery

Bankruptcy Is The Path To Recovery

Reclaim Your Financial Freedom

Bankruptcy May Help You:

  • Stop Levies/Garnishments

  • Stop Repossessions

  • Stop Foreclosure

  • Discharge Judgments & Liens

  • Discharge Medical Debt & Liens

  • Discharge Credit Card Debt

See Our 5 Star Reviews

Proudly Serving: Northeast North Carolina

Edwin Hardy

Attorney At Law

35+ Years Of Experience

Payment Plans Available

Free Consultation

Our Law Firm's Process

Three Easy Steps

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Stop Harassment / Garnishment

By law, most actions against you must cease once a Chapter 7 or Chapter 13 personal bankruptcy has been filed. Creditors cannot initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy law firm will act quickly to file your bankruptcy petition, stop the phone calls and lift any burdensome garnishments.

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Eliminate Debt

Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. When you speak to a bankruptcy lawyer at our law firm, we will let you know what you qualify for and discuss all of your options.

We Work Quickly To Get You A Fresh Start.

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Keep Your Assets / Rebuild Credit

You may be able to keep your car, house and other personal belongings when filing for Chapter 7 or Chapter 13 personal bankruptcy. When you work with our bankruptcy law firm, our personal bankruptcy attorneys will help you retain your assets and show you what steps to take following your bankruptcy so that you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.

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Experienced Representation

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We Work Quickly To Get You A Fresh Start.

Call Now 252-680-1867

  • Payment Plans Available

Is Bankruptcy Right For You?

Put 35+ Years Of Experience On Your Side

Meet Your Attorney

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Edwin Hardy

Attorney At Law

"Many people are reluctant to file for bankruptcy at first. I like to remind them that there is a reason that bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start. With the bankruptcy laws on your side, you can rebuild your life quickly."

Education:

  • J.D. - Wake Forest University School of Law

  • B.A. - East Carolina University

Bar Admissions & Memberships:

  • North Carolina State Bar

  • United States Tax Court

  • 4th Circuit US Court of Appeals

  • United States Supreme Court

  • National Association of Consumer Advocates

  • National Association of Consumer Bankruptcy Attorneys

  • Pete Barry's FDCPA Boot Camp

  • Max Gardner's Bankruptcy Boot Camp

Edwin "Sandy" Hardy has practiced bankruptcy law in eastern North Carolina for 36 years. Born and raised in the region, he has successfully filed thousands of bankruptcies, helping individuals find relief from financial hardship. A former state legislator in the North Carolina House of Representatives, he served as Chairman of the Judiciary Committee and was a member of the North Carolina Courts Commission, the NC Governor's Crime Commission, and the Joint Legislative Commission on Seafood and Aquaculture.

Hardy also served for eight years on the Board of Trustees of Beaufort Regional Health Systems, including over three years as Chairman of the Board. As a federally designated Debt Relief Agent, he now helps clients navigate state and federal consumer protection and bankruptcy laws to obtain financial relief and protect their property.

The dedicated team at Edwin M. Hardy, PC law firm listens to your story, understands your needs, and creates a tailored strategy for your case. We pride ourselves on being approachable and straightforward, aiming to demystify the legal process and empower you to make informed decisions. You deserve a law firm that understands both the law and you.

Let’s connect today for a consultation and explore the best path forward for your situation. Your future is bright, and we’re here to help you shine.

Find Out Now

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Our Team

Ready To Assist You With Your Financial Needs

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Experienced Representation

  • Payment Plans Available

Why Choose Us?

Find Out Why Clients Choose Our Law Firm

$0 Down

To Get Started - Ask To See If You Qualify*

Pay NO attorney fees until after your case has been filed with the Bankruptcy Court.

All you need to cover is the following:

  • Court Filing Fee

  • Credit Counseling Fees

Experienced

You have one chance to get it right when filing bankruptcy. Do not risk it trying to do it yourself or by using a document preparation service. We are attorneys with years of legal experience and we have what it takes to properly represent you.

Affordable

Do not sacrifice experience for cheap representation. We will work with you to create an affordable bankruptcy plan based on your individual needs and ability to pay.

Fast

Sometimes you can't afford to wait. When garnishments, levies, foreclosure actions or vehicle repossessions leave you in a tight spot, we will act fast to help get you the relief you need.

Call Now For A Free Consultation

Experienced Representation

  • Payment Plans Available

Client Reviews

See What Our Clients Are Saying

Our Promise

Edwin M. Hardy, PC

  • An Affordable Legal Solution For Your Journey To Financial Recovery

  • A Stress Free Direct Relationship With Your Attorney

  • A Clear Path Forward After You Have Discharged Your Debts

The Firm's Advantage

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A Compassionate Approach

We understand that many people are reluctant to file for bankruptcy at first and making the decision to file is difficult. We like to remind people that there is a reason the bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start.

Payment Plans Available

Contact

Call Now For A Free Consultation

Experienced Representation

Location

2011 W 15th St

Washington, NC 27889

*Ask to see if you qualify. $0 Down pertains to attorney’s fees. Client would need to pay associated court filing fees, administrative costs and required credit counseling fees. Attorney will accept case prior to full payment, however, filing the case with the bankruptcy court will occur after attorney's fees have been paid in full.

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.