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Chapter 7 & Chapter 13 Bankruptcy

$0/99 Down To Get Started*

Bankruptcy Is The Path To Recovery

Bankruptcy Is The Path To Recovery

Reclaim Your Financial Freedom

Bankruptcy May Help You:

  • Stop Levies/Garnishments

  • Stop Repossessions

  • Stop Foreclosure

  • Discharge Judgments & Liens

  • Discharge Medical Debt & Liens

  • Discharge Credit Card Debt

See Our 5 Star Reviews

Proudly Serving: Shelby, Fayette, and Tipton Counties

Bo Luxman

Attorney At Law

24+ Years Of Experience

Payment Plans Available

Free Consultation

Our Law Firm's Process

Three Easy Steps

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Stop Harassment / Garnishment

By law, most actions against you must cease once a Chapter 7 or Chapter 13 personal bankruptcy has been filed. Creditors cannot initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy law firm will act quickly to file your bankruptcy petition, stop the phone calls and lift any burdensome garnishments.

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Eliminate Debt

Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. When you speak to a bankruptcy lawyer at our law firm, we will let you know what you qualify for and discuss all of your options.

We Work Quickly To Get You A Fresh Start.

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Keep Your Assets / Rebuild Credit

You may be able to keep your car, house and other personal belongings when filing for Chapter 7 or Chapter 13 personal bankruptcy. When you work with our bankruptcy law firm, our personal bankruptcy attorneys will help you retain your assets and show you what steps to take following your bankruptcy so that you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.

Call Now For A Free Consultation

Payment Plans Available

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We Work Quickly To Get You A Fresh Start.

Call Now 901-660-5584

  • 24/7 Availability

Is Bankruptcy Right For You?

Put 24+ Years Of Experience On Your Side

Meet Your Attorney

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Bo Luxman

Attorney At Law

"Many people are reluctant to file for bankruptcy at first. I like to remind them that there is a reason that bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start. With the bankruptcy laws on your side, you can rebuild your life quickly."

Education:

  • J.D. -University of Memphis - Cecil C. Humphreys School of Law, 2001

  • B.S. - Finance and Economics, University of Tennessee Knoxville, 1993

Bar Admissions & Memberships:

  • The Tennessee Bar

  • U.S. District Court, Western District of Tennessee

  • U.S. Bankruptcy Court, Western District of Tennessee

Bo Luxman is a dedicated and results-driven attorney known for his strategic approach, clear communication, and unwavering advocacy for his clients. With a strong background in Bankruptcy Law, Bo combines deep legal knowledge with a practical understanding of the challenges clients face.

After earning his Juris Doctor from University of Memphis, Bo began his legal career, where he quickly established a reputation for thorough preparation and tenacious representation. He has since built a diverse practice, handling complex legal matters with integrity and precision.

Clients appreciate Bo’s personalized approach and his commitment to achieving favorable outcomes—whether through negotiation, litigation, or alternative dispute resolution. He believes in keeping clients informed and empowered every step of the way.

At Luxman Law Firm, our mission is simple: to provide honest advice, effective legal solutions, and unwavering support when you need it most. Our firm is dedicated exclusively to bankruptcy law, helping individuals and businesses find relief, regain control, and move forward with confidence. Whether you're dealing with mounting debt, foreclosure, wage garnishment, or creditor harassment, we’re here to help you take the first step toward a fresh start.

Find Out Now

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Our Team

Ready To Assist You With Your Financial Needs

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Paralegal

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Payment Plans Available

  • 24/7 Availability

Why Choose Us?

Find Out Why Clients Choose Our Law Firm

$0/99 Down

To Get Started*

Pay NO/Only $99 in attorney fees until after your case has been filed with the Bankruptcy Court.

All you need to cover is the following:

  • Court Filing Fee

  • Credit Counseling Fees

Attorney Accepts All Cases Prior To Full Payment

Experienced

You have one chance to get it right when filing bankruptcy. Do not risk it trying to do it yourself or by using a document preparation service. We are attorneys with years of legal experience and we have what it takes to properly represent you.

Affordable

Do not sacrifice experience for cheap representation. We will work with you to create an affordable bankruptcy plan based on your individual needs and ability to pay.

Fast

Sometimes you can't afford to wait. When garnishments, levies, foreclosure actions or vehicle repossessions leave you in a tight spot, we will act fast to help get you the relief you need.

Call Now For A Free Consultation

Payment Plans Available

  • 24/7 Availability

Client Reviews

See What Our Clients Are Saying

Our Promise

Luxman Law Firm

  • An Affordable Legal Solution For Your Journey To Financial Recovery

  • A Stress Free Direct Relationship With Your Attorney

  • A Clear Path Forward After You Have Discharged Your Debts

The Firm's Advantage

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A Compassionate Approach

We understand that many people are reluctant to file for bankruptcy at first and making the decision to file is difficult. We like to remind people that there is a reason the bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start.

24/7 Availability

Contact

Payment Plans Available

Location

44 North Second Street

Suite 1004

Memphis, TN 38103

*$0 Down pertains to attorney’s fees. Client would need to pay associated court filing fees, administrative costs and required credit counseling fees. Attorney will accept case prior to full payment, however, filing the case with the bankruptcy court will occur after attorney's fees have been paid in full.

*$99 is a down payment to be applied towards total attorneys fees. In order to file for bankruptcy, client is required to pay a separate filing fee for Chapter 7 filings and Chapter 13 filings. Attorney fees must be paid in full prior to actual bankruptcy filing.

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.