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Payment Plans Available

Chapter 7 & Chapter 13 Bankruptcy

$0/99 Down To Get Started*

Bankruptcy Is The Path To Recovery

Bankruptcy Is The Path To Recovery

Reclaim Your Financial Freedom

Bankruptcy May Help You:

  • Stop Levies/Garnishments

  • Stop Repossessions

  • Stop Foreclosure

  • Discharge Judgments & Liens

  • Discharge Medical Debt & Liens

  • Discharge Credit Card Debt

See Our 5 Star Reviews

Proudly Serving: Hampden, Hampshire, and Franklin Counties

William J. O'Neil

Attorney At Law

39+ Years Of Experience

Payment Plans Available

Free Consultation

Our Law Firm's Process

Three Easy Steps

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Stop Harassment / Garnishment

By law, most actions against you must cease once a Chapter 7 or Chapter 13 personal bankruptcy has been filed. Creditors cannot initiate or continue lawsuits, wage garnishments, or even telephone calls demanding payments. Our bankruptcy law firm will act quickly to file your bankruptcy petition, stop the phone calls and lift any burdensome garnishments.

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Eliminate Debt

Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. When you speak to a bankruptcy lawyer at our law firm, we will let you know what you qualify for and discuss all of your options.

We Work Quickly To Get You A Fresh Start.

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Keep Your Assets / Rebuild Credit

You may be able to keep your car, house and other personal belongings when filing for Chapter 7 or Chapter 13 personal bankruptcy. When you work with our bankruptcy law firm, our personal bankruptcy attorneys will help you retain your assets and show you what steps to take following your bankruptcy so that you can quickly get back on your feet. You may also begin to rebuild your credit immediately after.

Call 24/7 For A Free Consultation

Experienced Representation

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We Work Quickly To Get You A Fresh Start.

Call Now 413-675-5924

  • Payment Plans Available

Is Bankruptcy Right For You?

Put 39+ Years Of Experience On Your Side

Meet Your Attorney

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William J. O'Neil

Attorney At Law

"Many people are reluctant to file for bankruptcy at first. I like to remind them that there is a reason that bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start. With the bankruptcy laws on your side, you can rebuild your life quickly."

Education:

  • J.D. - Western New England College School of Law, 1986

  • B.A. - University of Wyoming, 1983

Bar Admissions & Memberships:

  • State Bar of Massachusetts

  • Hampden County Bar Association

  • National Association of Criminal Defense Lawyers

  • The National Trial Lawyers - Top 100 Trial Lawyers

  • American Association of Premier DUI Attorneys

  • National Association of Consumer Bankruptcy Attorneys

William O'Neil has practiced law in the greater Springfield area for over 35 years. In addition to bankruptcy proceedings, he has extensive trial experience in the defense of OUI charges and major crimes.

If your finances feel overwhelming and the pressure of debt is weighing on you, you’re not alone. Many individuals and families face the same challenges every day—and there is a way forward. Mr. O'Neil, a Massachusetts attorney focused on bankruptcy law, works closely with clients to understand their situation, answer their questions, and help them explore practical options for relief from creditor pressure.

With a strong track record of helping people move past debt, Mr. O’Neil offers guidance tailored to your specific needs. His goal is to help you find a clear path toward financial stability, so you can move forward with greater confidence and peace of mind.

Receiving compassionate legal advice from our experienced professionals will prevent you from getting lost in the corporate shuffle. Call now to schedule your free consultation and begin working towards a fresh start.

Find Out Now

Complete The Form Below To Receive A Free Case Evaluation

Our Team

Ready To Assist You With Your Financial Needs

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Call 24/7 For A Free Consultation

Experienced Representation

  • Payment Plans Available

Why Choose Us?

Find Out Why Clients Choose Our Law Firm

$0/99 Down

To Get Started*

Pay NO/Only $99 in attorney fees until after your case has been filed with the Bankruptcy Court.

All you need to cover is the following:

  • Court Filing Fee

  • Credit Counseling Fees

Attorney Accepts All Cases Prior To Full Payment

Experienced

You have one chance to get it right when filing bankruptcy. Do not risk it trying to do it yourself or by using a document preparation service. We are attorneys with years of legal experience and we have what it takes to properly represent you.

Affordable

Do not sacrifice experience for cheap representation. We will work with you to create an affordable bankruptcy plan based on your individual needs and ability to pay.

Fast

Sometimes you can't afford to wait. When garnishments, levies, foreclosure actions or vehicle repossessions leave you in a tight spot, we will act fast to help get you the relief you need.

Call 24/7 For A Free Consultation

Experienced Representation

  • Payment Plans Available

Client Reviews

See What Our Clients Are Saying

Our Promise

The Law Office of William J. O'Neil

  • An Affordable Legal Solution For Your Journey To Financial Recovery

  • A Stress Free Direct Relationship With Your Attorney

  • A Clear Path Forward After You Have Discharged Your Debts

The Firm's Advantage

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A Compassionate Approach

We understand that many people are reluctant to file for bankruptcy at first and making the decision to file is difficult. We like to remind people that there is a reason the bankruptcy laws exist. It is to help hard-working people just like you to get a fresh start.

Payment Plans Available

Contact

Call 24/7 For A Free Consultation

Experienced Representation

Location

280 North Main Street

Suite 6

East Longmeadow, MA 01028

*$0 Down pertains to attorney’s fees. Client would need to pay associated court filing fees, administrative costs and required credit counseling fees. Attorney will accept case prior to full payment, however, filing the case with the bankruptcy court will occur after attorney's fees have been paid in full.

*$99 is a down payment to be applied towards total attorneys fees. In order to file for bankruptcy, client is required to pay a separate filing fee for Chapter 7 filings and Chapter 13 filings. Attorney fees must be paid in full prior to actual bankruptcy filing.

We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.